DIFFERENTIATOR
FOLLOWING IS THE PERFORMANCE OF GUARDIAN VS BSE 500
DIFFERENTIATOR 1 - CONCENTRATION
ISSUES FACED IN THE INDUSTRY
Most Mutual Funds are more diversified than index.
GUARDIAN'S SOLUTIONS
Guardian understands that client is already diversified and as a result we are concentrated in 10-12 companies. Therefore, this increases the chances of abnormal returns.
DIFFERENTIATOR 2 - QUALITY
ISSUES FACED IN THE INDUSTRY
Most mutual funds imitate the index and as a result they will buy certain companies irrespective of the quality.
GUARDIAN'S SOLUTIONS
Here in guardian we don’t try to imitate index, we just focus on highest quality & lowest price.
DIFFERENTIATOR 3 -
MONEY COMES IN AT THE WRONG TIME
ISSUES FACED IN THE INDUSTRY
Usually people invest more when prices are high and take out money when prices are low.
Ideally, an investor should invest when prices are low and be careful when the prices are high.
GUARDIAN'S SOLUTIONS
Guardian shall have a lock in period for the money invested. This will prevent clients from taking money out when prices are low.
We will not accept any money when there are no opportunities.
DIFFERENTIATOR 4 -
MONEY MANAGERS TRY COPYING THE INDEX
ISSUES FACED IN THE INDUSTRY
Most money managers are benchmarked against index.
As a result, the objective becomes beating the index and not maximizing returns in the long term.
GUARDIAN'S SOLUTIONS
We do not bench mark our selves against an index. This give us flexibility and freedom in investing.
Our only objective is to maximize wealth in a sensible manner for the client.
DIFFERENTIATOR 5-
EXCESS CASH POSITION IN THE PORTFOLIO
ISSUES FACED IN THE INDUSTRY
Money Managers tend to hold excess cash in the portfolio.
GUARDIAN'S SOLUTIONS
Guardian has a policy of no cash PMS barring the fee component, if any. This results in more of your money being invested.
Should an opportunity come by we will get in touch with the distributor/ client for additional liquidity
